We are a debt negotiation firm with over 15 years of financial experience. We deal with collection agencies, credit card companies, banks, etc.and have a great rapport and track record of effective settlements with them. We work strictly on a performance basis, no results, no fee, therefore this is a win-win situation.
Consumers Debt Help Association is the right choice! We stand behind our top-notch service. We invite you to go online, google us, and review our business status.
When situations like these arise, it may be time to consider debt settlement. At Consumer Debt Help Association, our experienced team specializes in negotiating with creditors to reduce what you owe and create an affordable plan that works for your budget. We’ve helped thousands of clients find real relief through proven debt resolution solutions—and we can help you too.
We help consumers who are experiencing financial difficulty. Our program is perfect for those who wish to take care of their delinquent accounts but lack the financial means necessary to pay them in full and want to avoid Bankruptcy. We negotiate directly with your creditors to achieve a reduced settlement on the particular accounts that you specify. The goal is to help you settle your delinquent accounts for significantly less, creating a more manageable financial situation so that you can pursue your other financial goals.
A fee is only collected by us from your dedicated savings account at the time of settlement and only after the creditor receives the first payment on the settlement of that account. We simply earn a fee based on our performance, which is fully disclosed in your initial enrollment agreement and again at the time of settlement. Again, our performance fee is not earned unless we successfully settle each and every account separately and the first payment is made to the creditor on that account. Certain states have different fee restrictions, please contact one of our representatives to find out the exact fee amount in your state.
Most likely, yes. Since Consumer Debt Help Association works with these creditors and collection agencies everyday we build relationships with the collectors and this may help us obtain lower settlements than you can obtain on your own. We are here to work in your best interest and the collectors job is to collect the most they can for the banks. Since all we do is negotiate debt everyday we are aware of the different methods that these creditors try and use to collect the most that they can and we work very hard to obtain the lowest possible settlements. We also require the creditor’s send letters directly to us outlining the settlement before a payment is made to them so that the payments will be credited correctly and not just go towards the balance on the account.
No Results, No Fees … ** Results are based on accepted settlement offers where the creditors have received payment on each account, fees are based on each of the clients enrolled account separately. Savings based on case by case basis, everyones results vary so no two clients will get the same result. Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. Consumer Debt Help Association is not a law firm and does not provide legal advice. Not available in all states, state restrictions may apply.
Consumer Debt Help Association does not discriminate on the basis of race, color, religion, sex, marital status, gender, national origin, or ancestry. If you are an alien and arrived to earth on a UFO prior to the year 2016 you do not qualify for our debt negotiation program.
Consumer Debt Help Association is licensed by the Virginia State Corporation Commission. DSP-7
California – Consumer Debt Help Association is registered with the DFPI under the CCFPL, registration number – 01-CCFPL-1284804-3420804
