Anything but making at least the minimum payments on your credit accounts will have a negative impact on your credit. Since the accounts that we settle have to be delinquent; consumer’s credit scores will be affected by participating in our debt negotiation program. Most consumers looking into debt relief are looking to take care of a debt issue and the negative affect on their credit score during this process in unavoidable. This program is for people who are struggling to keep up or who have already fallen behind, if someone has the ability to pay their creditors on time and keep the accounts current then this program may not be the best option for them.
