About Consumer Debt Help Association

Consumer Debt Help Association was established in 2009 with a clear purpose: to make a positive impact in the debt relief industry. We saw an industry that too often left people feeling more confused, and more alone, than when they started, and we set out to do it differently.

From the very beginning, our goal has been to bring honesty, transparency, and real results to the people who need them most. Debt relief should not feel like another sales pitch. It should feel like a partnership.

Our mission

We believe no one should have to face overwhelming debt alone. Since 2009, we have helped thousands of families nationwide resolve unsecured debt and rebuild their financial footing, one negotiated settlement at a time. Our mission is straightforward: give people a clear, affordable path out of debt, supported by specialists who genuinely have their best interest at heart.

What we do

We are a debt settlement company. Instead of paying multiple creditors the full balance you owe, we work to negotiate your enrolled debts down to an amount you can realistically afford. You make one affordable monthly deposit into an account you control, and we work on your behalf to settle your accounts over time, so you can focus on moving forward.

What sets us apart

• No upfront fees. You pay nothing until your debts are settled. Our fees are only earned when we deliver results.
• Accredited and certified. We are a BBB A+ Accredited Business, and our debt specialists are IAPDA-certified professionals.
• A dedicated specialist. You are assigned a real person who knows your situation and answers your questions throughout the entire program.
• A track record you can trust. More than 15 years of helping families resolve debt and rebuild their financial futures.

Our commitment to you

The financial decisions you make today shape the years ahead, and we take that responsibility seriously. Whether you are just beginning to explore your options or you are ready to get started, our team is here to give you straight answers, zero pressure, and a plan built around your real situation.

Consumer Debt Help Association is a debt settlement company and is not a lender, credit repair organization, or credit counseling agency. This page is provided for general informational purposes only and does not constitute financial, tax, legal, or bankruptcy advice. Program results vary based on individual circumstances and creditor agreements, and are not guaranteed.